Covid-19: Resources for Lakewood Businesses | The City of Lakewood, Ohio

Covid-19: Resources for Lakewood Businesses

Please see the links below for information on businesses in Lakewood.  Things change daily, so the database is kept as up to date as possible.

If you are a Lakewood merchant that is open, offers gift certificates, online shopping or takeout, we highly encourage you to add your own information here.  If you would like to edit your business that is already on the page, please contact the Chamber of Commerce at


COVID-19: Resources For Lakewood Businesses

The City of Lakewood, LakewoodAlive and the Lakewood Chamber of Commerce are partnering to provide accurate information and resources for Lakewood businesses affected by COVID-19. This is a rapidly evolving situation and we will continue to update this page as new information becomes available.  If there are any questions or concerns, please contact one of the resources provided in the contacts list. 

Lakewood businesses, get CLEAN COMMITTED! Click here to take the pledge and receive downloadable CLEAN COMMITTED print materials, listing on This is Cleveland’s CLEAN COMMITTED businesses directory, and access to clean & safe products for purchase.

Treasury, SBA ease path for loan forgiveness

The Small Business Administration and the Treasury Department released a three-page “EZ” loan forgiveness form that certain borrowers from the Paycheck Protection Program will be able to use. It requires fewer calculations and less documentation than the full application. The initial version of the forgiveness form was 11 pages.

The business owners who can use the EZ application include those who are self-employed or have no employees and those who did not reduce salaries by more than 25 percent. To use the form, businesses must also certify that they didn’t cut employees’ hours or were unable to operate at pre-coronavirus levels because of health mandates.

The SBA and Treasury also released a shorter version of the full forgiveness application.

SBA’s Economic Injury Disaster Loans and Advance Program Reopened to All Eligible Small Businesses and Non-Profits Impacted by COVID-19 Pandemic

To further meet the needs of U.S. small businesses and non-profits, the U.S. Small Business Administration reopened the Economic Injury Disaster Loan (EIDL) and EIDL Advance program portal to all eligible applicants experiencing economic impacts due to COVID-19 today. 

SBA’s EIDL program offers long-term, low interest assistance for a small business or non-profit.  These loans can provide vital economic support to help alleviate temporary loss of revenue.  EIDL assistance can be used to cover payroll and inventory, pay debt or fund other expenses.  Additionally, the EIDL Advance will provide up to $10,000 ($1,000 per employee) of emergency economic relief to businesses that are currently experiencing temporary difficulties, and these emergency grants do not have to be repaid.

SBA’s COVID-19 Economic Injury Disaster Loan (EIDL) and EIDL Advance

  • The SBA is offering low interest federal disaster loans for working capital to small businesses and non-profit organizations that are suffering substantial economic injury as a result of COVID-19 in all U.S. states, Washington D.C., and territories.
  • These loans may be used to pay debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact, and that are not already covered by a Paycheck Protection Program loan. The interest rate is 3.75% for small businesses.  The interest rate for non-profits is 2.75%.
  • To keep payments affordable for small businesses, SBA offers loans with long repayment terms, up to a maximum of 30 years. Plus, the first payment is deferred for one year.
  • In addition, small businesses and non-profits may request, as part of their loan application, an EIDL Advance of up to $10,000. The EIDL Advance is designed to provide emergency economic relief to businesses that are currently experiencing a temporary loss of revenue.  This advance will not have to be repaid, and small businesses may receive an advance even if they are not approved for a loan.
  • SBA’s EIDL and EIDL Advance are just one piece of the expanded focus of the federal government’s coordinated response.
  • The SBA is also assisting small businesses and non-profits with access to the federal forgivable loan program, the Paycheck Protection Program, which is currently accepting applications until June 30, 2020.

For additional information, please visit the SBA disaster assistance website at

Liquor Control Rebate

JobsOhio and the Ohio Department of Commerce’s Division of Liquor Control announced they will offer a one-time rebate to bars and restaurants to defray the cost of restocking high-proof spirituous liquor. Beginning in mid-May, JobsOhio will provide a $500 rebate in high-proof spirituous liquor to eligible permits for purchases made through Ohio Liquor Contract Liquor Agencies. Permit holders must register to be eligible for rebate. There are more than 13,600 eligible permits in Ohio, totaling $6.8 million in potential rebates available to bars and restaurants. To view qualifying permits and to register for the liquor rebate program, visit

Temporary Assistance for Needy Families (TANF) Funding-Local Retailers Needed

Low to moderate income families impacted by COVID-19 may be eligible for help with food, essential supplies and housing costs through emergency funding from the state. Cuyahoga Job and Family Services (CJFS) is accepting applications for assistance and looking for local stores that will accept payment from the county for items purchased through the program.

Due to the current state of emergency the Ohio Department of Job and Family Services has provided $1,687,921.19 in Temporary Assistance for Needy Families (TANF) funding to Cuyahoga County for distribution through the CJFS Prevention, Retention, and Contingency (PRC) program. The COVID-19 PRC fund is designated for TANF eligible families to temporarily to assist with vouchers for essential needs such as additional food, household cleaning products, self-care items, and housing costs.

With the help of Cuyahoga County Department of Development, CJFS has been able to identify local small businesses that sell the essential products allowable with the voucher. A commitment to accept the vouchers has already been received from Dave’s Supermarkets, Marc’s, and Save A Lot. We encourage community businesses to join CJFS in this venture and help serve Cuyahoga County residents.

“We have the opportunity to support our local small retail businesses while providing supportive services to eligible families in Cuyahoga County that have been effected by COVID-19,” said Cuyahoga County Executive Armond Budish. “We are asking retailers within Cuyahoga County to support the supply chain by accepting the PRC vouchers.”

Eligibility for the PRC program is limited to Cuyahoga County families that include a minor child, a pregnant individual, or a non-custodial parent of a minor child receiving Ohio Works First (OWF), Supplemental Nutrition Assistance Program (SNAP) and/or Medicaid. Citizenship, income and assets are reviewed for eligibility as well.

 “CJFS has expanded the methods that applications for the PRC program can be submitted to provide the easiest access to the essentials that people need, while providing an opportunity for additional revenue to local businesses. We now need the support from local businesses as we issue the vouchers to eligible families,” stated CJFS Administrator Kevin Gowan.

PRC applications can be downloaded at or picked up at a Neighborhood Family Service Center. Applications and verifications can be submitted by any of the following methods:

o Virgil E. Brown – 1641 Payne Ave.

o Old Brooklyn – 4261 Fulton Parkway

o Quincy Place – 8111 Quincy Ave.

o Westshore Opportunity Center Drop-Off Location – 9830 Lorain Avenue

  • Fax – Submit to (216) 987-8655.
  • Phone – Call (216) 987-7392 to leave a message. Calls are returned to complete an application.

Vendors interested in accepting the PRC vouchers can contact (216) 987-6757 for more information. To learn more about PRC and the application process, visit or call the PRC Information Line at (216) 987-7392 and leave a message.

SharedWork Ohio (SWO)

SharedWork Ohio (SWO) is a voluntary layoff avoidance program that allows workers to remain employed and employers to retain trained staff during times of reduced business activity. Under an SWO plan, eligible employers will reduce affected employee’s weekly work hours between 10 and 50 percent. Participating employees will work the reduced schedule and the Ohio Department of Job and Family Services will pay them a prorated unemployment benefit.

SWO allows employers to retain their skilled workforce, eliminate the time and expense of recruiting and training new workers and maintain existing employee benefits. It may prevent workers from being permanently laid off due to a lack of work or business closure. Participating employees can remain with the employer and do not have to search and train for a new job.

  • To be considered for the program, employers must submit an application and a participant list.
  • And approved SWO plan can be in effect for up to 52 weeks (the weeks do not need to be consecutive).
  • Additional program information can be found at: or by calling (866) 733-0025, Option 3.

Ohio employers may apply if they meet the following criteria:

  • Have at least two affected employees that do not work on a seasonal, temporary or intermittent basis;
  • Are current on all Ohio unemployment insurance reporting, contributions, reimbursements, interest and penalties due;
  • Agree to the program requirements.
  • Municipal employers can participate in SharedWork Ohio as long as all the requirements are met under ORC 4141.51

After ODJFS notifies an employer that it approves the submitted SharedWork Ohio plan, the affected employees may apply for SharedWork Ohio benefits.

To apply for a SharedWork Ohio plan:

  • Go to
  • Log in to your OJI Employer benefits account
  • From the Main Menu, under SharedWork Ohio (SWO), select View/Manage SWO Plans


Business Emergency Funding 

Small Business Stabilization Fund

Cuyahoga County has committed $500,000 to the creation of a Small Business Stabilization Fund to support small, neighborhood-based businesses throughout Cuyahoga County during the COVID-19 pandemic.

Grants to small businesses from the Small Business Stabilization Fund will be available starting at $2,500, up to $5,000, based on need, as evaluated by a grant committee composed of small business and banking professionals and supported by Cuyahoga County Department of Development staff. Loans will also be available through the Stabilization Fund partners, from $5,000, up to $350,000, depending on underwriting.

Applications for the first round of grant funding will be open April 17 at 9:00 a.m. and close Thursday, April 23 at 5:00 p.m. Grant applications will be reviewed by the Stabilization Fund Team which includes the Grant Committee. Grant awards will be announced by Tuesday, April 28 and grant funds will be distributed to businesses starting that week.

Click here for more information.


Save Small Business Fund

To extend a helping hand to small businesses suffering from the impacts of the coronavirus pandemic, the U.S. Chamber of Commerce Foundation – in partnership with Vistaprint and a coalition of supporting companies, foundations, and philanthropic donors – is working to provide financial relief through the Save Small Business Fund. The Save Small Business Fund is a grant-making initiative to offer $5,000 grants that provide short-term relief for employers across the United States.  These one-time supplemental cash grants are for businesses that have between 3-20 employees and operate in an economically vulnerable community.

Click here for more information about the Save Small Business Fund.


Paycheck Protection Program

The Paycheck Protection Program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Funds can also be used to pay interest on mortgages, rent, and utilities.

The Paycheck Protection Program (“PPP”) authorizes up to $349 billion in forgivable loans to small businesses to pay their employees during the COVID-19 crisis. The loan amounts will be forgiven as long as:

  • The loan proceeds are used to cover payroll costs, and most mortgage interest, rent, and utility costs over the 8 week period after the loan is made; and
  • Employee and compensation levels are maintained.

Find more information at


SBA Economic Injury Disaster Loans now open for Ohio Small Businesses

Thanks to a concerted effort by our partners throughout the state, Ohio small business can now apply for SBA Economic Injury Disaster Loans (EIDL).

How do I apply?

SBA Fact Sheets

What’s next?

  • If this update was forwarded to you, sign up our emails:
  • Follow us on Twitter @SBA_Cleveland

Need Help Applying?


City of Lakewood Small Business Rent Relief

Due to the volume of applications and the desire to get funding out as soon as possible, the application  closed at 11:59 PM on Friday, March 27, 2020.  The City is currently processing the applications it has received.


Office of Small Business Relief

A new office has been developed within the Ohio Development Services Agency to better coordinate Ohio’s efforts to identify and provide support for Ohio’s nearly 950,000 small businesses.

The Office of Small Business Relief will:

  • Serve as the state’s designated agency for administrating federal recovery funds awarded to Ohio for small business support and recovery;
  • Work with federal, state, and local partners to evaluate and determine possible regulatory reforms that encourage employment and job creation; and
  • Coordinate efforts of Ohio’s Small Business Development Centers and Minority Business Assistance Centers.

More information on all resources currently available to small businesses is available at


Liquor Control Commission Emergency Rule 

The Ohio Liquor Control Commission passed an emergency rule to allow establishments with an existing on-premises liquor permit to sell and deliver alcohol, including high-proof liquor in limited quantity, for off-premises consumption.

Breweries can also now sell beer and wine that are not their own without food purchase, but food purchase is required for the sale of high-proof liquor.

Under the rule, patrons can purchase no more than two drinks per meal.  All drinks must be closed and remain closed during transport as per the open container law cited in ORC 4301.01(B)(6). Drinks cannot contain more than two ounces of spirituous liquor per container.

This rule will remain in effect for up to 120 days unless rescinded by the Liquor Control Commission, whichever occurs first.

Similar emergency rulings have been enacted recently in other states, such as New York and Texas, to provide some financial relief to restaurants and bars that have had to close their dining rooms to contain the spread of COVID-19.



Unemployed Workers
The usual one-week waiting period for unemployment has been waived. Eligible employees who are out of work due to COVID-19 should file immediately.

Ohio offers a “shared work” system that may let you keep key employees on a reduced work schedule while they also draw partial unemployment benefits.  Information is at:

Add your business to the Lakewood Business Directory

In an effort to deflect the financial impact of the COVID-19 Novel Coronavirus, The Lakewood Chamber of Commerce, LakewoodAlive, the City of Lakewood, and the entire community are working together to gather a list of Lakewood restaurants, retailers, salons, and more that offer gift certificates, online shopping, delivery and/or takeout.

We’ll promote the list to local residents with a message to help staunch the loss of revenue local merchants are experiencing due to slower traffic, mandatory restrictions for dining in at restaurants and taverns, and self-quarantine.

If you are a Lakewood merchant that offers gift certificates, online shopping or takeout, we highly encourage you to add your own information here.

This list will be published and shared in the coming days.