Department of Planning and Development

Housing Programs

  Eligibility Requirements
Housing Program Owner-Occupied Income Eligibility Age Restriction First Time Home Buyer Loan Grant
3% Owner Occupied Home Improvement Loans X X     X PORTION
5% Rental Restoration Loans   X
( TENANT )		     X  
0% Deferred Payment Loans X X X   X PORTION
Lakewood First-Time Homebuyer HOME Program X X   X X  
Home Enhancement Loan Program         X  
Home Improvement Rebate X X       X
Heritage Home Loan Program X       X  
Lead Safe Program   X       X
Repair Accessibility Maintenance Program (RAMP) X X      X X
Definitions
  • Owner Occupied
    Primary residence of applicant for the duration of the loan
  • Income Eligibility
    See income table below.
  • Age Restriction
    Over 65
  • First Time Home Buyer
    First Time Home Buyer
  • Loan
    Must be repaid
  • Grant
    All or portion of loan may be forgiven
  • Rebate
    Portion of your invested costs for qualified exterior work
Income Eligibility Table
Household Size Maximum Household Income
1 $35,500
2 $40,600
3 $45,650
4 $50,700
5 $54,800
6 $58,850
7 $62,900
8 $66,950